Co-op health plan offered to farmers, informational sessions scheduled

During the 2017 legislative session, the Legislature and Governor Mark Dayton approved a law that enabled farmers to form health care cooperatives to provide another option for farmers to help address rising health insurance premiums. The rule paved the way for 40 Square Cooperative Solutions to begin offering self-funded health plans to Minnesota farmers.

Farmers who are considered an “employer” with at least one common law employee and work in production agriculture are eligible. The employer will first need to join 40 Square Cooperative Solutions with a one-time purchase of Voting Stock at $100, followed by the purchase of Common Stock in the amount of $1,000. Employees are not required to also join the co-op.

Once part of the co-op, employees can register for 40 Square Consortium self-funded health plans. Those interested will work with a broker to make sure the best individual or family plan is chosen.

Through the self-funded plan, a trust is established, reinsurance is purchased to limit risk and protect the health plan, and a third party administrator is provided for administrative services.

Learn more at If you are interested, please see the below information sessions and attend one near you:


  • October 30, 2017
  • 8:00 a.m.
  • Rosemount Community Center
    13885 South Robert Trail
    Rosemount, MN  55068
  • Host: River Country Cooperative


  • October 30, 2017
  • 4:00 p.m.
  • 101 Broadway Avenue
    Goodhue, MN  55027


  • November 1, 2017
  • 2:00 p.m.
  • Great Northern Bar & Grill
    36 Waterplant Drive, S.W.
    Bagley, MN  56621
  • Host: Bagley Cooperative Association


  • November 1, 2017
  • 8:00 p.m.
  • The Cactus
    43521 Fort Thunder Road
    Perham, MN  56573
  • Host: Lakes Area Cooperative

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